Last updated November 2025
🚨 Accused of Fraud in Florida? It’s Not a Minor Charge
Fraud isn’t just a paperwork mistake — it’s a felony. Whether you’re facing accusations of credit card fraud, insurance fraud, PPP loan fraud, or contractor fraud, the State of Florida will come at you hard.
If you’ve been arrested or even contacted by investigators, don’t wait. You need a fraud defense lawyer in Florida who understands the complex financial evidence — and how to shut down a prosecution before it gains traction.
At Michael White, P.A., we defend clients across South Florida charged with every kind of fraud imaginable. As a former white collar prosecutor, I’ve been on the other side of these cases — and I know where they fall apart.
⚖️ What Counts as Fraud in Florida?
Under Florida Statute § 817.02, fraud is broadly defined and includes:
Credit card or check fraud
Insurance or healthcare fraud
PPP or SBA loan fraud
Wire fraud or mail fraud
Real estate fraud
Identity theft or forgery
Fraudulent use of personal information
Most fraud charges are felonies, and the higher the dollar amount, the harsher the sentence.
🛡️ How a Fraud Defense Lawyer in Florida Fights Back
We defend fraud charges using both legal and technical strategies:
🔹 Show lack of criminal intent or honest mistake
🔹 Challenge financial documentation and audit processes
🔹 Suppress evidence from illegal searches or subpoenas
🔹 Discredit cooperating witnesses or co-defendants
🔹 Push for pre-trial diversion or restitution-based resolution
✅ Why Clients Choose Michael White
✅ Former white collar crime prosecutor
✅ Experience with complex financial investigations
✅ Proactive defense before and after charges are filed
✅ Trusted by business owners, contractors, and licensed professionals
📞 Facing a Fraud Charge? Call a Former Prosecutor
You can’t afford to be reactive. Let’s get ahead of this.
📲 Call (954) 270-0769 or schedule your confidential consultation
❓ Frequently Asked Questions
🧑⚖️ Is fraud always a felony in Florida?
Almost always. Fraud involving more than $300 is typically a felony. Higher-dollar cases bring steeper penalties.
⚖️ What if I didn’t intend to commit fraud?
Intent is key. If the act was a mistake or misunderstanding, we can fight the charge aggressively — and possibly get it dismissed.
📄 Can I go to jail for fraud even if I pay restitution?
Yes — but restitution can reduce your sentence or help you qualify for diversion. Every case is different.
🚨 Will investigators contact my employer or bank?
They might. That’s why early legal intervention is essential to protect your reputation and contain the damage.
🧠 Do I need a lawyer before charges are filed?
Absolutely. Many fraud cases start as investigations. A lawyer can help control the narrative and avoid arrest.